EMI Calculator — Loan EMI Planner with Amortization Schedule (HTML/CSS/JS)

EMI Calculator is a free, mobile-friendly loan EMI planner for home, car and personal loans. It computes the exact monthly EMI, total interest and total payable using the standard reducing-balance formula. Built with 100% frontend tech — HTML + CSS + vanilla JavaScript — there is no backend, no build step and no signup required.

Features

• Live monthly EMI with a big, easy-to-read readout that updates as you type
• Principal-vs-interest donut breakup chart showing exactly where your money goes
• Yearly amortization schedule with running balance for every year of the loan
• One-click loan presets: Home Loan ₹25L @ 8.5% / 20 yrs, Car Loan ₹8L @ 9.5% / 5 yrs, Personal Loan ₹3L @ 13.5% / 36 mo
• Sliders + direct inputs with a years/months tenure toggle for quick tweaking
• Indian ₹ formatting (en-IN, lakh/crore style) so numbers read naturally
• Download the amortization schedule as CSV for use in Excel or Google Sheets
• Print a clean loan report straight from the browser
• Dark, modern, responsive UI that works beautifully on mobile

What’s included

• index.html — the calculator page
• style.css — all styling
• app.js — EMI logic, charts and schedule
• README.txt — setup + usage guide

How to use

Unzip the archive and open index.html in any browser — no server needed. (Optional: serve it with python3 -m http.server.)

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